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Net worth update per


This is EasyDoesIt's #33 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 272,410 and my FI portfolio increased to AUD 272,410


Net worth

AUD 272,410

Since the last update on my net worth has increased with AUD 118,137 (+ 76.58 %).

FI portfolio

AUD 272,410

Since the last update on my FI portfolio has increased with AUD 118,137 (+ 76.58 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 37,140 +58,514 95,654
Investments 89,795 +55,829 145,624
Retirement acc 27,338 +3,794 31,132
Real estate 0 0 0
Other assets 0 0 0
Total assets 154,273 +118,137 272,410

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 29,706 +65,948 95,654
Investments 98,186 +47,438 145,624
Retirement acc 27,466 +3,666 31,132
Real estate 0 0 0
Other assets 0 0 0
Total assets 155,358 +117,052 272,410

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 5,179 +90,475 95,654
Investments 0 +145,624 145,624
Retirement acc 188 +30,944 31,132
Real estate 0 0 0
Other assets 0 0 0
Total assets 5,367 +267,043 272,410

Mortgage 0 0 0
Other debt 18,624 -18,624 0
Total debt 18,624 -18,624 0

I am now 5.4% on my way to achive my FIRE target of AUD 5,000,000. This is 2.4 percentage points closer, compared to the last net worth update.

AUD 272,410 FIRE target: AUD 5,000,000


5.4%

FI portfolio

My FI portfolio now consists of AUD 145,624 (53.5%) in investments, AUD 31,132 (11.4%) in retirement accounts, and AUD 95,654 (35.1%) in cash.

Investments

Since my last update, my investments increased with AUD 55,829 (62.17%), of which AUD 51,065 was from contributions, and AUD 4,764 was from returns.

Since I started tracking, my total contributions have been AUD 93,268, and my total return has been AUD 52,356.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 3,794 (13.88%), of which AUD 2,938 was from contributions , and AUD 856 was from returns.

Since I started tracking, my total contributions have been AUD 24,037, and my total return is AUD 6,907.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 908 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
908/month
(4.0% SWR)
794/month
(3.5% SWR)
681/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately AUD 5,000 each month.

Assuming an annual return of 9% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 5,000,000 in 18 years and 10 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another AUD 1,255,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 3,472,590


Financial independence forecast