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Net worth update per


This is FalcoPleurothallis's #285 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 256,295 and my FI portfolio decreased to USD 256,295


Net worth

USD 256,295

Since the last update on my net worth has decreased with USD -1,940 ( -0.75 %).

FI portfolio

USD 256,295

Since the last update on my FI portfolio has decreased with USD -1,940 ( -0.75 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,416 -366 6,050
Investments 66,164 -1,591 64,573
Retirement acc 185,655 +17 185,672
Real estate 0 0 0
Other assets 0 0 0
Total assets 258,235 -1,940 256,295

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,638 -4,588 6,050
Investments 73,810 -9,237 64,573
Retirement acc 199,896 -14,224 185,672
Real estate 0 0 0
Other assets 0 0 0
Total assets 284,344 -28,049 256,295

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -14,452 6,050
Investments 22,774 +41,799 64,573
Retirement acc 141,441 +44,231 185,672
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +71,578 256,295

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 35.1% on my way to achive my FIRE target of USD 730,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 256,295 FIRE target: USD 730,000


35.1%

FI portfolio

My FI portfolio now consists of USD 64,573 (25.2%) in investments, USD 185,672 (72.4%) in retirement accounts, and USD 6,050 (2.4%) in cash.

Investments

Since my last update, my investments decreased with USD -1,591 (-2.4%).

Since I started tracking, my total contributions have been USD 60,176, and my total return has been USD 53,227.

Retirement accounts

Since my last update, my retirement accounts increased with USD 17 (0.01%).

Since I started tracking, my total contributions have been USD 48,525, and my total return is USD 208,272.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 854 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
854/month
(4.0% SWR)
747/month
(3.5% SWR)
640/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately USD 2,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 730,000 in 3 years and 10 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another USD 202,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 271,705


Financial independence forecast