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Net worth update per



This is JamesBP's #64 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 79,649 and my FI portfolio increased to AUD 76,649


Net worth

AUD 79,649

Since the last update on my net worth has increased with AUD 2,420 (+ 3.13 %).

FI portfolio

AUD 76,649

Since the last update on my FI portfolio has increased with AUD 2,420 (+ 3.26 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 3.8% on my way to achive my FIRE target of AUD 2,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

AUD 76,649 FIRE target: AUD 2,000,000


3.8%


FI portfolio


My FI portfolio now consists of AUD 12,400 (16.2%) in investments, AUD 39,349 (51.3%) in retirement accounts, and AUD 24,900 (32.5%) in cash.

Investments

Since my last update, my investments increased with AUD 890 (7.73%).

Since I started tracking, my total contributions have been AUD 7,792, and my total return has been AUD -14,091.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 55 (0.14%).

Since I started tracking, my total contributions have been AUD 17,023, and my total return is AUD -4,090.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 255 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
255/month
(4.0% SWR)
223/month
(3.5% SWR)
191/month
(3.0% SWR)


When can I retire?


FI date


My age

52

I am currently aiming to save/invest approximately AUD 1,900 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 21 years and 6 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another AUD 541,500, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,381,851


Financial independence forecast