Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is brian's #25 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 170,107 and my FI portfolio increased to USD 163,805


Net worth

USD 170,107

Since the last update on my net worth has increased with USD 15,191 (+ 9.81 %).

FI portfolio

USD 163,805

Since the last update on my FI portfolio has increased with USD 15,480 (+ 10.44 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 7,250 -477 6,773
Investments 86,289 +16,339 102,628
Retirement acc 54,786 -382 54,404
Real estate 0 0 0
Other assets 18,250 -250 18,000
Total assets 166,575 +15,230 181,805

Mortgage 0 0 0
Other debt 11,659 + 39 11,698
Total debt 11,659 + 39 11,698
Change
Cash 4,467 +2,306 6,773
Investments 53,225 +49,403 102,628
Retirement acc 26,147 +28,257 54,404
Real estate 0 0 0
Other assets 20,000 -2,000 18,000
Total assets 103,839 +77,966 181,805

Mortgage 0 0 0
Other debt 13,602 -1,904 11,698
Total debt 13,602 -1,904 11,698
Change
Cash 2,552 +4,221 6,773
Investments 23,804 +78,824 102,628
Retirement acc 10,359 +44,045 54,404
Real estate 0 0 0
Other assets 20,000 -2,000 18,000
Total assets 56,715 +125,090 181,805

Mortgage 0 0 0
Other debt 18,127 -6,429 11,698
Total debt 18,127 -6,429 11,698

I am now 6.6% on my way to achive my FIRE target of USD 2,500,000. This is 0.6 percentage points closer, compared to the last net worth update.

USD 163,805 FIRE target: USD 2,500,000


6.6%

FI portfolio

My FI portfolio now consists of USD 102,628 (62.7%) in investments, USD 54,404 (33.2%) in retirement accounts, and USD 6,773 (4.1%) in cash.

Investments

Since my last update, my investments increased with USD 16,339 (18.94%).

Since I started tracking, my total contributions have been USD 19,500, and my total return has been USD 76,560.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -382 (-0.7%).

Since I started tracking, my total contributions have been USD 26,648, and my total return is USD 21,044.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 546 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
546/month
(4.0% SWR)
477/month
(3.5% SWR)
409/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately USD 2,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 18 years and 0 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another USD 673,750, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,662,445


Financial independence forecast