Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 529,000 and my FI portfolio increased to EUR 529,000


Net worth

EUR 529,000

Since the last update on my net worth has increased with EUR 61,000 (+ 13.03 %).

FI portfolio

EUR 529,000

Since the last update on my FI portfolio has increased with EUR 61,000 (+ 13.03 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 35.3% on my way to achive my FIRE target of EUR 1,500,000. This is 4.1 percentage points closer, compared to the last net worth update.

EUR 529,000 FIRE target: EUR 1,500,000


35.3%


FI portfolio


My FI portfolio now consists of EUR 320,000 (60.5%) in investments, EUR 109,000 (20.6%) in retirement accounts, and EUR 100,000 (18.9%) in cash.

Investments

Since my last update, my investments increased with EUR 50,000 (18.52%), of which EUR 25,800 was from contributions, and EUR 24,200 was from returns.

Since I started tracking, my total contributions have been EUR 96,300, and my total return has been EUR 119,700.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 18,700, and my total return is EUR 7,300.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 1,763 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,763/month
(4.0% SWR)
1,542/month
(3.5% SWR)
1,322/month
(3.0% SWR)


When can I retire?


FI date


My age

41

I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 7 years and 5 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another EUR 450,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 521,000


Financial independence forecast