Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per



This is MultiLuminus's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 648 and my FI portfolio decreased to EUR 648


Net worth

EUR 648

Since the last update on my net worth has decreased with EUR -21 ( -3.14 %).

FI portfolio

EUR 648

Since the last update on my FI portfolio has decreased with EUR -21 ( -3.14 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 0.1% on my way to achive my FIRE target of EUR 1,000,000. This is -0.0 percentage points closer, compared to the last net worth update.

EUR 648 FIRE target: EUR 1,000,000


0.1%


FI portfolio


My FI portfolio now consists of EUR 278 (42.9%) in investments, and EUR 370 (57.1%) in cash.

Investments

Since my last update, my investments decreased with EUR -8 (-2.8%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2/month
(4.0% SWR)
1/month
(3.5% SWR)
1/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately EUR 300 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 31 years and 1 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 120,900, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 878,452


Financial independence forecast