Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is outlyingMandrill0's #13 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 15,650 and my FI portfolio decreased to EUR 23,550


Net worth

EUR 15,650

Since the last update on my net worth has decreased with EUR -2,550 ( -14.01 %).

FI portfolio

EUR 23,550

Since the last update on my FI portfolio has decreased with EUR -3,450 ( -12.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 14,500 -7,100 7,400
Investments 4,750 +650 5,400
Retirement acc 7,750 +3,000 10,750
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 32,000 -3,450 28,550

Mortgage 0 0 0
Other debt 13,800 -900 12,900
Total debt 13,800 -900 12,900
Change
Cash 5,100 +2,300 7,400
Investments 350 +5,050 5,400
Retirement acc 3,500 +7,250 10,750
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 13,950 +14,600 28,550

Mortgage 0 0 0
Other debt 15,000 -2,100 12,900
Total debt 15,000 -2,100 12,900
Change
Cash 5,100 +2,300 7,400
Investments 350 +5,050 5,400
Retirement acc 3,500 +7,250 10,750
Real estate 0 0 0
Other assets 5,000 0 5,000
Total assets 13,950 +14,600 28,550

Mortgage 0 0 0
Other debt 15,000 -2,100 12,900
Total debt 15,000 -2,100 12,900

I am now 2.4% on my way to achive my FIRE target of EUR 1,000,000. This is -0.3 percentage points closer, compared to the last net worth update.

EUR 23,550 FIRE target: EUR 1,000,000


2.4%

FI portfolio

My FI portfolio now consists of EUR 5,400 (22.9%) in investments, EUR 10,750 (45.6%) in retirement accounts, and EUR 7,400 (31.4%) in cash.

Investments

Since my last update, my investments increased with EUR 650 (13.68%).

Since I started tracking, my total contributions have been EUR 4,071, and my total return has been EUR -324.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 3,000 (38.71%).

Since I started tracking, my total contributions have been EUR 8,515, and my total return is EUR 17,485.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 78 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
78/month
(4.0% SWR)
68/month
(3.5% SWR)
58/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 13 years and 1 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another EUR 378,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 598,450


Financial independence forecast