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Net worth update per


This is druidic68's #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 772,751 and my FI portfolio increased to EUR 601,751


Net worth

EUR 772,751

Since the last update on my net worth has increased with EUR 59,151 (+ 8.29 %).

FI portfolio

EUR 601,751

Since the last update on my FI portfolio has increased with EUR 59,151 (+ 10.9 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 4,000 -1,200 2,800
Investments 485,000 +60,267 545,267
Retirement acc 53,600 +84 53,684
Real estate 225,000 0 225,000
Other assets 0 0 0
Total assets 767,600 +59,151 826,751

Mortgage 54,000 0 54,000
Other debt 0 0 0
Total debt 54,000 0 54,000
Change
Cash 70,000 -67,200 2,800
Investments 363,000 +182,267 545,267
Retirement acc 22,000 +31,684 53,684
Real estate 225,000 0 225,000
Other assets 0 0 0
Total assets 680,000 +146,751 826,751

Mortgage 56,000 -2,000 54,000
Other debt 0 0 0
Total debt 56,000 -2,000 54,000
Change
Cash 70,000 -67,200 2,800
Investments 363,000 +182,267 545,267
Retirement acc 22,000 +31,684 53,684
Real estate 225,000 0 225,000
Other assets 0 0 0
Total assets 680,000 +146,751 826,751

Mortgage 56,000 -2,000 54,000
Other debt 0 0 0
Total debt 56,000 -2,000 54,000

I am now 30.1% on my way to achive my FIRE target of EUR 2,000,000. This is 3.0 percentage points closer, compared to the last net worth update.

EUR 601,751 FIRE target: EUR 2,000,000


30.1%

FI portfolio

My FI portfolio now consists of EUR 545,267 (90.6%) in investments, EUR 53,684 (8.9%) in retirement accounts, and EUR 2,800 (0.5%) in cash.

Investments

Since my last update, my investments increased with EUR 60,267 (12.43%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 84 (0.16%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 2,005 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,005/month
(4.0% SWR)
1,755/month
(3.5% SWR)
1,504/month
(3.0% SWR)


When can I retire?

FI date

My age

54

I am currently aiming to save/invest approximately EUR 1,600 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,000,000 in 11 years and 1 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another EUR 264,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,134,249


Financial independence forecast