Net worth update per

This is my #22 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 20,937,725 and my FI portfolio increased to INR 19,375,230

Net worth

INR 20,937,725

Since the last update on my net worth has increased with INR 697,997 (+ 3.45 %).

FI portfolio

INR 19,375,230

Since the last update on my FI portfolio has increased with INR 647,997 (+ 3.46 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 64.6% on my way to achive my FIRE target of INR 30,000,000. This is 2.2 percentage points closer, compared to the last net worth update.

INR 19,375,230 FIRE target: INR 30,000,000


FI portfolio

My FI portfolio now consists of INR 17,432,343 (90.0%) in investments, INR 1,423,172 (7.3%) in retirement accounts, and INR 519,715 (2.7%) in cash.


Since my last update, my investments increased with INR 679,447 (4.06%), of which INR 635,492 was from contributions, and INR -422,600 was from returns.

Since I started tracking, my total contributions have been INR 9,964,365, and my total return has been INR 6,521,047.

Retirement accounts

Since my last update, my retirement accounts decreased with INR 0 (0.0%).

Since I started tracking, my total contributions have been INR 1,213,192, and my total return is INR -953,519.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 64,584 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 800,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in 0 years and 0 months, in , and at that time I will be 31 years old.

By that time I will have invested/saved another INR 8,800,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 1,824,770

Financial independence forecast