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Net worth update per


This is arrowchild's #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 119,793 and my FI portfolio increased to USD 103,277


Net worth

USD 119,793

Since the last update on my net worth has increased with USD 6,084 (+ 5.35 %).

FI portfolio

USD 103,277

Since the last update on my FI portfolio has increased with USD 5,908 (+ 6.07 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 7,002 +7 7,009
Investments 33,328 +2,353 35,681
Retirement acc 57,039 +3,548 60,587
Real estate 0 0 0
Other assets 16,340 + 176 16,516
Total assets 113,709 +6,084 119,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 25,340 -18,331 7,009
Investments 668 +35,013 35,681
Retirement acc 24,405 +36,182 60,587
Real estate 0 0 0
Other assets 13,880 + 2,636 16,516
Total assets 64,293 +55,500 119,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 21,633 -14,624 7,009
Investments 680 +35,001 35,681
Retirement acc 28,713 +31,874 60,587
Real estate 0 0 0
Other assets 11,750 + 4,766 16,516
Total assets 62,776 +57,017 119,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 5.2% on my way to achive my FIRE target of USD 2,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

USD 103,277 FIRE target: USD 2,000,000


5.2%

FI portfolio

My FI portfolio now consists of USD 35,681 (34.5%) in investments, USD 60,587 (58.7%) in retirement accounts, and USD 7,009 (6.8%) in cash.

Investments

Since my last update, my investments increased with USD 2,353 (7.06%), of which USD 1,963 was from contributions, and USD 2,593 was from returns.

Since I started tracking, my total contributions have been USD 35,037, and my total return has been USD 7,115.

Retirement accounts

Since my last update, my retirement accounts increased with USD 3,548 (6.22%), of which USD 7,518 was from contributions , and USD 2,820 was from returns.

Since I started tracking, my total contributions have been USD 21,982, and my total return is USD 23,583.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 344 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
344/month
(4.0% SWR)
301/month
(3.5% SWR)
258/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 1,441 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,000,000 in 18 years and 1 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 361,691, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,535,032


Financial independence forecast