Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Nopius's #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 427,076 and my FI portfolio increased to EUR 192,762


Net worth

EUR 427,076

Since the last update on my net worth has increased with EUR 9,395 (+ 2.25 %).

FI portfolio

EUR 192,762

Since the last update on my FI portfolio has increased with EUR 8,719 (+ 4.74 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 122,420 +8,380 130,800
Investments 44,643 +174 44,817
Retirement acc 16,980 +165 17,145
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 484,043 +8,719 492,762

Mortgage 66,362 -676 65,686
Other debt 0 0 0
Total debt 66,362 -676 65,686
Change
Cash 111,750 +19,050 130,800
Investments 32,740 +12,077 44,817
Retirement acc 16,000 +1,145 17,145
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 460,490 +32,272 492,762

Mortgage 70,408 -4,722 65,686
Other debt 0 0 0
Total debt 70,408 -4,722 65,686
Change
Cash 93,450 +37,350 130,800
Investments 17,822 +26,995 44,817
Retirement acc 10,120 +7,025 17,145
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 421,392 +71,370 492,762

Mortgage 95,590 -29,904 65,686
Other debt 0 0 0
Total debt 95,590 -29,904 65,686

I am now 19.3% on my way to achive my FIRE target of EUR 1,000,000. This is 0.9 percentage points closer, compared to the last net worth update.

EUR 192,762 FIRE target: EUR 1,000,000


19.3%

FI portfolio

My FI portfolio now consists of EUR 44,817 (23.2%) in investments, EUR 17,145 (8.9%) in retirement accounts, and EUR 130,800 (67.9%) in cash.

Investments

Since my last update, my investments increased with EUR 174 (0.39%).

Since I started tracking, my total contributions have been EUR 107,200, and my total return has been EUR 22,821.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 165 (0.97%), of which EUR 170 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 12,137, and my total return is EUR 183.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 642 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
642/month
(4.0% SWR)
562/month
(3.5% SWR)
481/month
(3.0% SWR)


When can I retire?

FI date

My age

59

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 21 years and 8 months, in , and at that time I will be 59 years old.

By that time I will have invested/saved another EUR 294,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 513,238


Financial independence forecast