Net worth update per

This is my #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 254,218 and my FI portfolio increased to AUD 312,818

Net worth

AUD 254,218

Since the last update on my net worth has increased with AUD 31,927 (+ 14.36 %).

FI portfolio

AUD 312,818

Since the last update on my FI portfolio has increased with AUD 41,827 (+ 15.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 41.7% on my way to achive my FIRE target of AUD 750,000. This is 5.6 percentage points closer, compared to the last net worth update.

AUD 312,818 FIRE target: AUD 750,000


FI portfolio

My FI portfolio now consists of AUD 257,300 (82.3%) in investments, AUD 54,518 (17.4%) in retirement accounts, and AUD 1,000 (0.3%) in cash.


Since my last update, my investments increased with AUD 37,300 (16.95%), of which AUD 8,000 was from contributions, and AUD -3,300 was from returns.

Since I started tracking, my total contributions have been AUD 126,153, and my total return has been AUD 41,847.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 4,027 (7.98%), of which AUD 800 was from contributions , and AUD 417 was from returns.

Since I started tracking, my total contributions have been AUD 20,383, and my total return is AUD 5,467.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,042 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 750,000 in 3 years and 6 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another AUD 212,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 225,182

Financial independence forecast