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Net worth update per


This is Fireitupreadytogo's #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 219,480 and my FI portfolio increased to EUR 117,649


Net worth

EUR 219,480

Since the last update on my net worth has increased with EUR 8,646 (+ 4.1 %).

FI portfolio

EUR 117,649

Since the last update on my FI portfolio has increased with EUR 9,538 (+ 8.82 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 24,117 +2,350 26,467
Investments 83,994 +7,188 91,182
Retirement acc 0 0 0
Real estate 310,000 0 310,000
Other assets 5,000 0 5,000
Total assets 423,111 +9,538 432,649

Mortgage 140,987 0 140,987
Other debt 71,290 + 892 72,182
Total debt 212,277 + 892 213,169
Change
Cash 11,875 +14,592 26,467
Investments 61,494 +29,688 91,182
Retirement acc 0 0 0
Real estate 280,000 + 30,000 310,000
Other assets 0 + 5,000 5,000
Total assets 353,369 +79,280 432,649

Mortgage 141,922 -935 140,987
Other debt 67,610 + 4,572 72,182
Total debt 209,532 + 3,637 213,169
Change
Cash 11,875 +14,592 26,467
Investments 61,494 +29,688 91,182
Retirement acc 0 0 0
Real estate 280,000 + 30,000 310,000
Other assets 0 + 5,000 5,000
Total assets 353,369 +79,280 432,649

Mortgage 141,922 -935 140,987
Other debt 67,610 + 4,572 72,182
Total debt 209,532 + 3,637 213,169

I am now 11.8% on my way to achive my FIRE target of EUR 1,000,000. This is 1.0 percentage points closer, compared to the last net worth update.

EUR 117,649 FIRE target: EUR 1,000,000


11.8%

FI portfolio

My FI portfolio now consists of EUR 91,182 (77.5%) in investments, and EUR 26,467 (22.5%) in cash.

Investments

Since my last update, my investments increased with EUR 7,188 (8.56%), of which EUR 750 was from contributions, and EUR -38,046 was from returns.

Since I started tracking, my total contributions have been EUR 242,402, and my total return has been EUR 77,770.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).

Since I started tracking, my total contributions have been EUR 4,962, and my total return is EUR 566.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 392 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
392/month
(4.0% SWR)
343/month
(3.5% SWR)
294/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately EUR 2,890 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 10 years and 3 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another EUR 453,730, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 428,621


Financial independence forecast