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Net worth update per


This is k3nsh1n78's #48 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 786,277 and my FI portfolio increased to AUD 463,127


Net worth

AUD 786,277

Since the last update on my net worth has increased with AUD 433 (+ 0.06 %).

FI portfolio

AUD 463,127

Since the last update on my FI portfolio has increased with AUD 533 (+ 0.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 215,150 +450 215,600
Investments 70,145 +1,051 71,196
Retirement acc 177,299 -968 176,331
Real estate 1,585,000 0 1,585,000
Other assets 27,250 -100 27,150
Total assets 2,074,844 +433 2,075,277

Mortgage 1,289,000 0 1,289,000
Other debt 0 0 0
Total debt 1,289,000 0 1,289,000
Change
Cash 193,950 +21,650 215,600
Investments 52,443 +18,753 71,196
Retirement acc 159,480 +16,851 176,331
Real estate 1,585,000 0 1,585,000
Other assets 34,040 -6,890 27,150
Total assets 2,024,913 +50,364 2,075,277

Mortgage 1,294,170 -5,170 1,289,000
Other debt 0 0 0
Total debt 1,294,170 -5,170 1,289,000
Change
Cash 147,750 +67,850 215,600
Investments 37,355 +33,841 71,196
Retirement acc 136,402 +39,929 176,331
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -10,130 27,150
Total assets 1,943,787 +131,490 2,075,277

Mortgage 1,300,865 -11,865 1,289,000
Other debt 0 0 0
Total debt 1,300,865 -11,865 1,289,000

I am now 30.9% on my way to achive my FIRE target of AUD 1,500,000. This is 0.0 percentage points closer, compared to the last net worth update.

AUD 463,127 FIRE target: AUD 1,500,000


30.9%

FI portfolio

My FI portfolio now consists of AUD 71,196 (15.4%) in investments, AUD 176,331 (38.1%) in retirement accounts, and AUD 215,600 (46.6%) in cash.

Investments

Since my last update, my investments increased with AUD 1,051 (1.5%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -245,215.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -968 (-0.55%), of which AUD 2,233 was from contributions , and AUD -6,788 was from returns.

Since I started tracking, my total contributions have been AUD 144,919, and my total return is AUD 73,383.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,543 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,543/month
(4.0% SWR)
1,350/month
(3.5% SWR)
1,157/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 11 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 664,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 372,873


Financial independence forecast