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Net worth update per



This is Cracker's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 286,000 and my FI portfolio was EUR 129,000.


Net worth

EUR 286,000

FI portfolio

EUR 129,000

I am now 12.6% on my way to achive my FIRE target of EUR 1,026,458.

EUR 129,000 FIRE target: EUR 1,026,458


12.6%

FI portfolio


My FI portfolio now consists of EUR 90,000 (69.8%) in investments, EUR 29,000 (22.5%) in retirement accounts, and EUR 10,000 (7.8%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 430 for the rest of my life.

Retire today with (EUR)
430/month
(4.0% SWR)
376/month
(3.5% SWR)
322/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately EUR 2,600 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,026,458 in 8 years and 3 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another EUR 351,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 546,458


Financial independence forecast