Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is jumpyCrackers2's #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 285,148 and my FI portfolio decreased to EUR 40,148


Net worth

EUR 285,148

Since the last update on my net worth has increased with EUR 47,991 (+ 20.24 %).

FI portfolio

EUR 40,148

Since the last update on my FI portfolio has decreased with EUR -2,467 ( -5.79 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 12,000 -2,900 9,100
Investments 7,143 +433 7,576
Retirement acc 23,472 0 23,472
Real estate 504,000 0 504,000
Other assets 0 0 0
Total assets 546,615 -2,467 544,148

Mortgage 309,458 -50,458 259,000
Other debt 0 0 0
Total debt 309,458 -50,458 259,000
Change
Cash 12,170 -3,070 9,100
Investments 5,675 +1,901 7,576
Retirement acc 23,472 0 23,472
Real estate 521,000 -17,000 504,000
Other assets 0 0 0
Total assets 562,317 -18,169 544,148

Mortgage 310,999 -51,999 259,000
Other debt 0 0 0
Total debt 310,999 -51,999 259,000
Change
Cash 16,400 -7,300 9,100
Investments 5,000 +2,576 7,576
Retirement acc 16,000 +7,472 23,472
Real estate 464,000 + 40,000 504,000
Other assets 0 0 0
Total assets 501,400 +42,748 544,148

Mortgage 317,000 -58,000 259,000
Other debt 0 0 0
Total debt 317,000 -58,000 259,000

I am now 3.3% on my way to achive my FIRE target of EUR 1,200,000. This is -0.2 percentage points closer, compared to the last net worth update.

EUR 40,148 FIRE target: EUR 1,200,000


3.3%

FI portfolio

My FI portfolio now consists of EUR 7,576 (18.9%) in investments, EUR 23,472 (58.5%) in retirement accounts, and EUR 9,100 (22.7%) in cash.

Investments

Since my last update, my investments increased with EUR 433 (6.06%).

Since I started tracking, my total contributions have been EUR 2,200, and my total return has been EUR -3,690.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 5,113, and my total return is EUR 4,175.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 133 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
133/month
(4.0% SWR)
117/month
(3.5% SWR)
100/month
(3.0% SWR)


When can I retire?

FI date

My age

64

I am currently aiming to save/invest approximately EUR 1,200 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,200,000 in 27 years and 7 months, in , and at that time I will be 64 years old.

By that time I will have invested/saved another EUR 440,400, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 719,452


Financial independence forecast