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Net worth update per



This is firewarden's #30 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 4,631,518 and my FI portfolio decreased to AUD 3,418,449


Net worth

AUD 4,631,518

Since the last update on my net worth has decreased with AUD -213,855 ( -4.41 %).

FI portfolio

AUD 3,418,449

Since the last update on my FI portfolio has decreased with AUD -204,938 ( -5.66 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 25.9% on my way to achive my FIRE target of AUD 13,200,000. This is -1.6 percentage points closer, compared to the last net worth update.

AUD 3,418,449 FIRE target: AUD 13,200,000


25.9%


FI portfolio


My FI portfolio now consists of AUD 1,193,004 (34.9%) in investments, AUD 1,469,204 (43.0%) in retirement accounts, and AUD 756,241 (22.1%) in cash.

Investments

Since my last update, my investments decreased with AUD -124,680 (-9.46%).

Since I started tracking, my total contributions have been AUD 2,763,512, and my total return has been AUD 434,174.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -70,530 (-4.58%), of which AUD 19,944 was from contributions , and AUD 30,493 was from returns.

Since I started tracking, my total contributions have been AUD 2,430,227, and my total return is AUD 848,374.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 11,394 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
11,394/month
(4.0% SWR)
9,970/month
(3.5% SWR)
8,546/month
(3.0% SWR)


When can I retire?


FI date


My age

52

I am currently aiming to save/invest approximately AUD 40,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 13,200,000 in 6 years and 9 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another AUD 5,160,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 4,621,551


Financial independence forecast