Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is FIREDreamer's #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 121,069 and my FI portfolio increased to GBP 119,674


Net worth

GBP 121,069

Since the last update on my net worth has increased with GBP 24,486 (+ 25.35 %).

FI portfolio

GBP 119,674

Since the last update on my FI portfolio has increased with GBP 24,377 (+ 25.58 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 22,000 -2,000 20,000
Investments 62,106 +24,657 86,763
Retirement acc 11,191 +1,720 12,911
Real estate 0 0 0
Other assets 45,608 + 109 45,717
Total assets 140,905 +24,486 165,391

Mortgage 0 0 0
Other debt 44,322 0 44,322
Total debt 44,322 0 44,322
Change
Cash 22,000 -2,000 20,000
Investments 62,106 +24,657 86,763
Retirement acc 11,191 +1,720 12,911
Real estate 0 0 0
Other assets 45,608 + 109 45,717
Total assets 140,905 +24,486 165,391

Mortgage 0 0 0
Other debt 44,322 0 44,322
Total debt 44,322 0 44,322
Change
Cash 20,755 -755 20,000
Investments 23,950 +62,813 86,763
Retirement acc 3,524 +9,387 12,911
Real estate 0 0 0
Other assets 43,943 + 1,774 45,717
Total assets 92,172 +73,219 165,391

Mortgage 0 0 0
Other debt 43,943 + 379 44,322
Total debt 43,943 + 379 44,322

I am now 19.9% on my way to achive my FIRE target of GBP 600,000. This is 4.1 percentage points closer, compared to the last net worth update.

GBP 119,674 FIRE target: GBP 600,000


19.9%

FI portfolio

My FI portfolio now consists of GBP 86,763 (72.5%) in investments, GBP 12,911 (10.8%) in retirement accounts, and GBP 20,000 (16.7%) in cash.

Investments

Since my last update, my investments increased with GBP 24,657 (39.7%), of which GBP 1,000 was from contributions, and GBP 25,058 was from returns.

Since I started tracking, my total contributions have been GBP 60,975, and my total return has been GBP 113,781.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,720 (15.37%), of which GBP 1,000 was from contributions , and GBP -459 was from returns.

Since I started tracking, my total contributions have been GBP 11,814, and my total return is GBP 677.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 398 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
398/month
(4.0% SWR)
349/month
(3.5% SWR)
299/month
(3.0% SWR)


When can I retire?

FI date

My age

37

I am currently aiming to save/invest approximately GBP 2,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 4 years and 3 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another GBP 247,500, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 232,826


Financial independence forecast