Net worth update per



This is my #26 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 709,180 and my FI portfolio increased to GBP 481,600


Net worth

GBP 709,180

Since the last update on my net worth has increased with GBP 12,630 (+ 1.81 %).

FI portfolio

GBP 481,600

Since the last update on my FI portfolio has increased with GBP 12,350 (+ 2.63 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 64.2% on my way to achive my FIRE target of GBP 750,000. This is 1.6 percentage points closer, compared to the last net worth update.

GBP 481,600 FIRE target: GBP 750,000


64.2%


FI portfolio


My FI portfolio now consists of GBP 136,500 (28.3%) in investments, GBP 339,100 (70.4%) in retirement accounts, and GBP 6,000 (1.2%) in cash.

Investments

Since my last update, my investments increased with GBP 7,350 (5.69%), of which GBP 1,600 was from contributions, and GBP 3,200 was from returns.

Since I started tracking, my total contributions have been GBP 27,200, and my total return has been GBP 28,300.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 5,000 (1.5%), of which GBP 960 was from contributions , and GBP 4,040 was from returns.

Since I started tracking, my total contributions have been GBP 17,110, and my total return is GBP 48,090.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,605 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,605/month
(4.0% SWR)
1,404/month
(3.5% SWR)
1,204/month
(3.0% SWR)


When can I retire?


FI date


My age

47

I am currently aiming to save/invest approximately GBP 2,600 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 750,000 in 3 years and 2 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another GBP 106,600, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 161,800


Financial independence forecast