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Net worth update per



This is Finanzgedanken's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 378,414 and my FI portfolio increased to CHF 690,276


Net worth

CHF 378,414

Since the last update on my net worth has increased with CHF 26,826 (+ 7.63 %).

FI portfolio

CHF 690,276

Since the last update on my FI portfolio has increased with CHF 33,382 (+ 5.08 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.

I am now 57.5% on my way to achive my FIRE target of CHF 1,200,000. This is 2.8 percentage points closer, compared to the last net worth update.

CHF 690,276 FIRE target: CHF 1,200,000


57.5%


FI portfolio


My FI portfolio now consists of CHF 527,052 (76.4%) in investments, CHF 86,144 (12.5%) in retirement accounts, and CHF 77,080 (11.2%) in cash.

Investments

Since my last update, my investments increased with CHF 11,031 (2.14%), of which CHF 3,800 was from contributions, and CHF 11,563 was from returns.

Since I started tracking, my total contributions have been CHF 252,642, and my total return has been CHF 175,952.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 2,477 (2.96%), of which CHF 588 was from contributions , and CHF 5,189 was from returns.

Since I started tracking, my total contributions have been CHF 24,018, and my total return is CHF 31,908.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CHF 2,300 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
2,300/month
(4.0% SWR)
2,013/month
(3.5% SWR)
1,725/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately CHF 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,200,000 in 0 years and -2 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another CHF 264,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 245,724


Financial independence forecast