Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Finanzgedanken's #9 net worth update. Please check out my profile here for more information. As of , my net worth decreased to CHF 351,588 and my FI portfolio decreased to CHF 656,894


Net worth

CHF 351,588

Since the last update on my net worth has decreased with CHF -3,724 ( -1.05 %).

FI portfolio

CHF 656,894

Since the last update on my FI portfolio has decreased with CHF -1,536 ( -0.23 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 63,386 -6,180 57,206
Investments 508,669 +7,352 516,021
Retirement acc 86,375 -2,708 83,667
Real estate 0 0 0
Other assets 61,861 + 2,735 64,596
Total assets 720,291 +1,199 721,490

Mortgage 362,130 -987 361,143
Other debt 2,849 + 5,910 8,759
Total debt 364,979 + 4,923 369,902
Change
Cash 64,616 -7,410 57,206
Investments 509,238 +6,783 516,021
Retirement acc 86,194 -2,527 83,667
Real estate 0 0 0
Other assets 60,237 + 4,359 64,596
Total assets 720,285 +1,205 721,490

Mortgage 366,332 -5,189 361,143
Other debt 1,038 + 7,721 8,759
Total debt 367,370 + 2,532 369,902
Change
Cash 65,826 -8,620 57,206
Investments 412,500 +103,521 516,021
Retirement acc 82,055 +1,612 83,667
Real estate 0 0 0
Other assets 59,134 + 5,462 64,596
Total assets 619,515 +101,975 721,490

Mortgage 284,508 76,635 361,143
Other debt 3,134 + 5,625 8,759
Total debt 287,642 + 82,260 369,902

I am now 54.7% on my way to achive my FIRE target of CHF 1,200,000. This is -0.1 percentage points closer, compared to the last net worth update.

CHF 656,894 FIRE target: CHF 1,200,000


54.7%

FI portfolio

My FI portfolio now consists of CHF 516,021 (78.6%) in investments, CHF 83,667 (12.7%) in retirement accounts, and CHF 57,206 (8.7%) in cash.

Investments

Since my last update, my investments increased with CHF 7,352 (1.45%).

Since I started tracking, my total contributions have been CHF 252,642, and my total return has been CHF 186,385.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -2,708 (-3.14%), of which CHF 588 was from contributions , and CHF 5,042 was from returns.

Since I started tracking, my total contributions have been CHF 24,606, and my total return is CHF 36,950.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 2,189 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
2,189/month
(4.0% SWR)
1,915/month
(3.5% SWR)
1,642/month
(3.0% SWR)


When can I retire?

FI date

My age

38

I am currently aiming to save/invest approximately CHF 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,200,000 in 0 years and -1 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another CHF 282,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 261,106


Financial independence forecast