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Net worth update per



This is Guen's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 197,500 and my FI portfolio was EUR 38,500.


Net worth

EUR 197,500

FI portfolio

EUR 38,500

I am now 3.9% on my way to achive my FIRE target of EUR 1,000,000.

EUR 38,500 FIRE target: EUR 1,000,000


3.9%

FI portfolio


My FI portfolio now consists of EUR 22,500 (58.4%) in investments, EUR 10,000 (26.0%) in retirement accounts, and EUR 6,000 (15.6%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 128 for the rest of my life.

Retire today with (EUR)
128/month
(4.0% SWR)
112/month
(3.5% SWR)
96/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately EUR 1,600 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 17 years and 0 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another EUR 388,800, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 572,700


Financial independence forecast