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Net worth update per


This is Falco's #57 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 215,621 and my FI portfolio increased to USD 215,621


Net worth

USD 215,621

Since the last update on my net worth has increased with USD 487 (+ 0.23 %).

FI portfolio

USD 215,621

Since the last update on my FI portfolio has increased with USD 487 (+ 0.23 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,090 0 6,090
Investments 43,244 +41 43,285
Retirement acc 165,800 +446 166,246
Real estate 0 0 0
Other assets 0 0 0
Total assets 215,134 +487 215,621

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 -3,760 6,090
Investments 41,949 +1,336 43,285
Retirement acc 156,929 +9,317 166,246
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +6,893 215,621

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -14,412 6,090
Investments 22,774 +20,511 43,285
Retirement acc 141,441 +24,805 166,246
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +30,904 215,621

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 43.1% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 215,621 FIRE target: USD 500,000


43.1%

FI portfolio

My FI portfolio now consists of USD 43,285 (20.1%) in investments, USD 166,246 (77.1%) in retirement accounts, and USD 6,090 (2.8%) in cash.

Investments

Since my last update, my investments increased with USD 41 (0.09%), of which USD 100 was from contributions, and USD 432 was from returns.

Since I started tracking, my total contributions have been USD 52,393, and my total return has been USD 22,945.

Retirement accounts

Since my last update, my retirement accounts increased with USD 446 (0.27%), of which USD 134 was from contributions , and USD 1,277 was from returns.

Since I started tracking, my total contributions have been USD 25,090, and my total return is USD 120,249.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 718 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
718/month
(4.0% SWR)
628/month
(3.5% SWR)
539/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 11 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 117,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 166,779


Financial independence forecast