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Net worth update per


This is Fireitupreadytogo's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 146,996 and my FI portfolio increased to EUR 76,528


Net worth

EUR 146,996

Since the last update on my net worth has increased with EUR 3,159 (+ 2.2 %).

FI portfolio

EUR 76,528

Since the last update on my FI portfolio has increased with EUR 3,159 (+ 4.31 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 11,875 -2,464 9,411
Investments 61,494 +5,623 67,117
Retirement acc 0 0 0
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 353,369 +3,159 356,528

Mortgage 141,922 0 141,922
Other debt 67,610 0 67,610
Total debt 209,532 0 209,532
Change
Cash 11,875 -2,464 9,411
Investments 61,494 +5,623 67,117
Retirement acc 0 0 0
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 353,369 +3,159 356,528

Mortgage 141,922 0 141,922
Other debt 67,610 0 67,610
Total debt 209,532 0 209,532
Change
Cash 11,875 -2,464 9,411
Investments 61,494 +5,623 67,117
Retirement acc 0 0 0
Real estate 280,000 0 280,000
Other assets 0 0 0
Total assets 353,369 +3,159 356,528

Mortgage 141,922 0 141,922
Other debt 67,610 0 67,610
Total debt 209,532 0 209,532

I am now 7.7% on my way to achive my FIRE target of EUR 1,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

EUR 76,528 FIRE target: EUR 1,000,000


7.7%

FI portfolio

My FI portfolio now consists of EUR 67,117 (87.7%) in investments, and EUR 9,411 (12.3%) in cash.

Investments

Since my last update, my investments increased with EUR 5,623 (9.14%), of which EUR 750 was from contributions, and EUR -38,046 was from returns.

Since I started tracking, my total contributions have been EUR 242,402, and my total return has been EUR 77,770.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).

Since I started tracking, my total contributions have been EUR 4,962, and my total return is EUR 566.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 255 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
255/month
(4.0% SWR)
223/month
(3.5% SWR)
191/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately EUR 2,890 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 10 years and 7 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another EUR 482,630, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 440,842


Financial independence forecast