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Net worth update per


This is thrilledIcecream9's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 17,234,012 and my FI portfolio increased to INR 16,137,708


Net worth

INR 17,234,012

Since the last update on my net worth has increased with INR 594,416 (+ 3.57 %).

FI portfolio

INR 16,137,708

Since the last update on my FI portfolio has increased with INR 584,416 (+ 3.76 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.
Change
Cash 216,538 -181,664 34,874
Investments 14,047,434 +766,080 14,813,514
Retirement acc 1,289,320 0 1,289,320
Real estate 0 0 0
Other assets 1,086,304 + 10,000 1,096,304
Total assets 16,639,596 +594,416 17,234,012

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 1,135,000 -1,100,126 34,874
Investments 7,241,000 +7,572,514 14,813,514
Retirement acc 1,300,000 -10,680 1,289,320
Real estate 0 0 0
Other assets 713,000 + 383,304 1,096,304
Total assets 10,389,000 +6,845,012 17,234,012

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 400,000 -365,126 34,874
Investments 7,500,000 +7,313,514 14,813,514
Retirement acc 1,272,000 +17,320 1,289,320
Real estate 0 0 0
Other assets 772,421 + 323,883 1,096,304
Total assets 9,944,421 +7,289,591 17,234,012

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 53.8% on my way to achive my FIRE target of INR 30,000,000. This is 1.9 percentage points closer, compared to the last net worth update.

INR 16,137,708 FIRE target: INR 30,000,000


53.8%

FI portfolio

My FI portfolio now consists of INR 14,813,514 (91.8%) in investments, INR 1,289,320 (8.0%) in retirement accounts, and INR 34,874 (0.2%) in cash.

Investments

Since my last update, my investments increased with INR 766,080 (5.45%), of which INR 92,977 was from contributions, and INR -1,985,954 was from returns.

Since I started tracking, my total contributions have been INR 22,406,662, and my total return has been INR 12,973,051.

Retirement accounts

Since my last update, my retirement accounts decreased with INR 0 (0.0%).

Since I started tracking, my total contributions have been INR 1,814,390, and my total return is INR -1,439,351.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 53,792 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
53,792/month
(4.0% SWR)
47,068/month
(3.5% SWR)
40,344/month
(3.0% SWR)


When can I retire?

FI date

My age

30

I am currently aiming to save/invest approximately INR 800,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in -2 years and -1 months, in , and at that time I will be 30 years old.

By that time I will have invested/saved another INR 11,200,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 2,662,292


Financial independence forecast