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Net worth update per



This is Nopius's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 365,545 and my FI portfolio increased to EUR 144,385


Net worth

EUR 365,545

Since the last update on my net worth has increased with EUR 22,120 (+ 6.44 %).

FI portfolio

EUR 144,385

Since the last update on my FI portfolio has increased with EUR 14,080 (+ 10.81 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 14.4% on my way to achive my FIRE target of EUR 1,000,000. This is 1.4 percentage points closer, compared to the last net worth update.

EUR 144,385 FIRE target: EUR 1,000,000


14.4%


FI portfolio


My FI portfolio now consists of EUR 25,645 (17.8%) in investments, EUR 14,040 (9.7%) in retirement accounts, and EUR 104,700 (72.5%) in cash.

Investments

Since my last update, my investments increased with EUR 6,720 (35.51%), of which EUR 14,500 was from contributions, and EUR 5,577 was from returns.

Since I started tracking, my total contributions have been EUR 107,200, and my total return has been EUR 19,553.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 1,960 (16.23%), of which EUR 330 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 11,967, and my total return is EUR 183.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 481 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
481/month
(4.0% SWR)
421/month
(3.5% SWR)
360/month
(3.0% SWR)


When can I retire?


FI date


My age

59

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 22 years and 6 months, in , and at that time I will be 59 years old.

By that time I will have invested/saved another EUR 321,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 534,615


Financial independence forecast