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Net worth update per



This is Ratuli's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 205,000 and my FI portfolio was EUR 154,000.


Net worth

EUR 205,000

FI portfolio

EUR 154,000

I am now 10.3% on my way to achive my FIRE target of EUR 1,500,000.

EUR 154,000 FIRE target: EUR 1,500,000


10.3%

FI portfolio


My FI portfolio now consists of EUR 150,000 (97.4%) in investments, and EUR 4,000 (2.6%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 513 for the rest of my life.

Retire today with (EUR)
513/month
(4.0% SWR)
449/month
(3.5% SWR)
385/month
(3.0% SWR)


When can I retire?


FI date


My age

57

I am currently aiming to save/invest approximately EUR 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 9 years and 6 months, in , and at that time I will be 57 years old.

By that time I will have invested/saved another EUR 468,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 878,000


Financial independence forecast