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Net worth update per


This is FIREDreamer's #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 79,035 and my FI portfolio increased to GBP 77,970


Net worth

GBP 79,035

Since the last update on my net worth has increased with GBP 2,181 (+ 2.84 %).

FI portfolio

GBP 77,970

Since the last update on my FI portfolio has increased with GBP 2,103 (+ 2.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 21,822 +178 22,000
Investments 45,722 +525 46,247
Retirement acc 8,323 +1,400 9,723
Real estate 0 0 0
Other assets 44,930 + 301 45,231
Total assets 120,797 +2,404 123,201

Mortgage 0 0 0
Other debt 43,943 + 223 44,166
Total debt 43,943 + 223 44,166
Change
Cash 20,755 +1,245 22,000
Investments 23,950 +22,297 46,247
Retirement acc 3,524 +6,199 9,723
Real estate 0 0 0
Other assets 43,943 + 1,288 45,231
Total assets 92,172 +31,029 123,201

Mortgage 0 0 0
Other debt 43,943 + 223 44,166
Total debt 43,943 + 223 44,166
Change
Cash 20,755 +1,245 22,000
Investments 23,950 +22,297 46,247
Retirement acc 3,524 +6,199 9,723
Real estate 0 0 0
Other assets 43,943 + 1,288 45,231
Total assets 92,172 +31,029 123,201

Mortgage 0 0 0
Other debt 43,943 + 223 44,166
Total debt 43,943 + 223 44,166

I am now 13.0% on my way to achive my FIRE target of GBP 600,000. This is 0.4 percentage points closer, compared to the last net worth update.

GBP 77,970 FIRE target: GBP 600,000


13.0%

FI portfolio

My FI portfolio now consists of GBP 46,247 (59.3%) in investments, GBP 9,723 (12.5%) in retirement accounts, and GBP 22,000 (28.2%) in cash.

Investments

Since my last update, my investments increased with GBP 525 (1.15%), of which GBP 1,000 was from contributions, and GBP 25,058 was from returns.

Since I started tracking, my total contributions have been GBP 60,975, and my total return has been GBP 113,781.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,400 (16.82%), of which GBP 1,000 was from contributions , and GBP -459 was from returns.

Since I started tracking, my total contributions have been GBP 11,814, and my total return is GBP 677.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 259 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
259/month
(4.0% SWR)
227/month
(3.5% SWR)
194/month
(3.0% SWR)


When can I retire?

FI date

My age

38

I am currently aiming to save/invest approximately GBP 2,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 5 years and 1 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another GBP 283,250, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 238,780


Financial independence forecast