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Net worth update per



This is firecycling3's #19 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 33,321 and my FI portfolio increased to EUR 31,446


Net worth

EUR 33,321

Since the last update on my net worth has increased with EUR 4,764 (+ 16.68 %).

FI portfolio

EUR 31,446

Since the last update on my FI portfolio has increased with EUR 4,609 (+ 17.17 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 3.1% on my way to achive my FIRE target of EUR 1,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

EUR 31,446 FIRE target: EUR 1,000,000


3.1%


FI portfolio


My FI portfolio now consists of EUR 16,650 (52.9%) in investments, EUR 4,200 (13.4%) in retirement accounts, and EUR 10,596 (33.7%) in cash.

Investments

Since my last update, my investments increased with EUR 398 (2.45%).

Since I started tracking, my total contributions have been EUR 30,872, and my total return has been EUR 11,928.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 4,200 (100%).

Since I started tracking, my total contributions have been EUR 18,729, and my total return is EUR 40,402.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 104 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
104/month
(4.0% SWR)
91/month
(3.5% SWR)
78/month
(3.0% SWR)


When can I retire?


FI date


My age

47

I am currently aiming to save/invest approximately EUR 1,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 11 years and 11 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 351,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 617,554


Financial independence forecast