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Net worth update per


This is FIREDreamer's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 76,854 and my FI portfolio increased to GBP 75,867


Net worth

GBP 76,854

Since the last update on my net worth has increased with GBP 5,337 (+ 7.46 %).

FI portfolio

GBP 75,867

Since the last update on my FI portfolio has increased with GBP 5,195 (+ 7.35 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 19,924 +1,898 21,822
Investments 43,977 +1,745 45,722
Retirement acc 6,771 +1,552 8,323
Real estate 0 0 0
Other assets 44,788 + 142 44,930
Total assets 115,460 +5,337 120,797

Mortgage 0 0 0
Other debt 43,943 0 43,943
Total debt 43,943 0 43,943
Change
Cash 20,755 +1,067 21,822
Investments 23,950 +21,772 45,722
Retirement acc 3,524 +4,799 8,323
Real estate 0 0 0
Other assets 43,943 + 987 44,930
Total assets 92,172 +28,625 120,797

Mortgage 0 0 0
Other debt 43,943 0 43,943
Total debt 43,943 0 43,943
Change
Cash 20,755 +1,067 21,822
Investments 23,950 +21,772 45,722
Retirement acc 3,524 +4,799 8,323
Real estate 0 0 0
Other assets 43,943 + 987 44,930
Total assets 92,172 +28,625 120,797

Mortgage 0 0 0
Other debt 43,943 0 43,943
Total debt 43,943 0 43,943

I am now 12.6% on my way to achive my FIRE target of GBP 600,000. This is 0.9 percentage points closer, compared to the last net worth update.

GBP 75,867 FIRE target: GBP 600,000


12.6%

FI portfolio

My FI portfolio now consists of GBP 45,722 (60.3%) in investments, GBP 8,323 (11.0%) in retirement accounts, and GBP 21,822 (28.8%) in cash.

Investments

Since my last update, my investments increased with GBP 1,745 (3.97%), of which GBP 1,000 was from contributions, and GBP 25,058 was from returns.

Since I started tracking, my total contributions have been GBP 60,975, and my total return has been GBP 113,781.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,552 (22.92%), of which GBP 1,000 was from contributions , and GBP -459 was from returns.

Since I started tracking, my total contributions have been GBP 11,814, and my total return is GBP 677.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 252 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
252/month
(4.0% SWR)
221/month
(3.5% SWR)
189/month
(3.0% SWR)


When can I retire?

FI date

My age

38

I am currently aiming to save/invest approximately GBP 2,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 5 years and 0 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another GBP 283,250, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 240,883


Financial independence forecast