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Net worth update per


This is ramenistan's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 52,484 and my FI portfolio increased to USD 48,896


Net worth

USD 52,484

Since the last update on my net worth has decreased with USD -969 ( -1.81 %).

FI portfolio

USD 48,896

Since the last update on my FI portfolio has increased with USD 3,443 (+ 7.57 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 5,784 -2,044 3,740
Investments 4,369 -2,798 1,571
Retirement acc 35,300 +8,285 43,585
Real estate 0 0 0
Other assets 8,000 0 8,000
Total assets 53,453 +3,443 56,896

Mortgage 0 0 0
Other debt 0 + 4,412 4,412
Total debt 0 + 4,412 4,412
Change
Cash 5,784 -2,044 3,740
Investments 4,369 -2,798 1,571
Retirement acc 35,300 +8,285 43,585
Real estate 0 0 0
Other assets 8,000 0 8,000
Total assets 53,453 +3,443 56,896

Mortgage 0 0 0
Other debt 0 + 4,412 4,412
Total debt 0 + 4,412 4,412
Change
Cash 5,784 -2,044 3,740
Investments 4,369 -2,798 1,571
Retirement acc 35,300 +8,285 43,585
Real estate 0 0 0
Other assets 8,000 0 8,000
Total assets 53,453 +3,443 56,896

Mortgage 0 0 0
Other debt 0 + 4,412 4,412
Total debt 0 + 4,412 4,412

I am now 3.3% on my way to achive my FIRE target of USD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 48,896 FIRE target: USD 1,500,000


3.3%

FI portfolio

My FI portfolio now consists of USD 1,571 (3.2%) in investments, USD 43,585 (89.1%) in retirement accounts, and USD 3,740 (7.6%) in cash.

Investments

Since my last update, my investments decreased with USD -2,798 (-64.04%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 8,285 (23.47%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 162 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
162/month
(4.0% SWR)
142/month
(3.5% SWR)
122/month
(3.0% SWR)


When can I retire?

FI date

My age

37

I am currently aiming to save/invest approximately USD 3,500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,500,000 in 10 years and 4 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another USD 595,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 856,104


Financial independence forecast