Net worth update per

This is my #15 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 549,500 and my FI portfolio decreased to GBP 324,200

Net worth

GBP 549,500

Since the last update on my net worth has decreased with GBP -900 ( -0.16 %).

FI portfolio

GBP 324,200

Since the last update on my FI portfolio has decreased with GBP -900 ( -0.28 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 32.4% on my way to achive my FIRE target of GBP 1,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

GBP 324,200 FIRE target: GBP 1,000,000


FI portfolio

My FI portfolio now consists of GBP 101,000 (31.2%) in investments, GBP 217,200 (67.0%) in retirement accounts, and GBP 6,000 (1.9%) in cash.


Since my last update, my investments increased with GBP 1,500 (1.51%).

Since I started tracking, my total contributions have been GBP 12,600, and my total return has been GBP -600.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -2,400 (-1.09%).

Since I started tracking, my total contributions have been GBP 9,390, and my total return is GBP 5,810.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,080 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 2,300 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 6 years and 8 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 186,300, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 489,500

Financial independence forecast