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Net worth update per



This is jrinvest4fi's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD -36,176 and my FI portfolio increased to AUD 81,111


Net worth

AUD -36,176

Since the last update on my net worth has increased with AUD 1,341 (+ -3.57 %).

FI portfolio

AUD 81,111

Since the last update on my FI portfolio has increased with AUD 1,526 (+ 1.92 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 5.4% on my way to achive my FIRE target of AUD 1,500,000. This is 0.1 percentage points closer, compared to the last net worth update.

AUD 81,111 FIRE target: AUD 1,500,000


5.4%


FI portfolio


My FI portfolio now consists of AUD 8,067 (9.9%) in investments, AUD 58,668 (72.3%) in retirement accounts, and AUD 14,376 (17.7%) in cash.

Investments

Since my last update, my investments decreased with AUD -262 (-3.15%).

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -364 (-0.62%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 270 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
270/month
(4.0% SWR)
236/month
(3.5% SWR)
202/month
(3.0% SWR)


When can I retire?


FI date


My age

56

I am currently aiming to save/invest approximately AUD 1,900 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 21 years and 7 months, in , and at that time I will be 56 years old.

By that time I will have invested/saved another AUD 596,600, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 822,289


Financial independence forecast