Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD -70,016 and my FI portfolio increased to USD 32,149


Net worth

USD -70,016

Since the last update on my net worth has increased with USD 1,210 (+ -1.7 %).

FI portfolio

USD 32,149

Since the last update on my FI portfolio has increased with USD 374 (+ 1.18 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 2.6% on my way to achive my FIRE target of USD 1,250,000. This is 0.0 percentage points closer, compared to the last net worth update.

USD 32,149 FIRE target: USD 1,250,000


2.6%


FI portfolio


My FI portfolio now consists of USD 5,088 (15.8%) in investments, USD 24,243 (75.4%) in retirement accounts, and USD 2,818 (8.8%) in cash.

Investments

Since my last update, my investments decreased with USD -446 (-8.06%), of which USD -519 was from withdrawals, and USD -690 was from returns.

Since I started tracking, my total contributions have been USD 5,639, and my total return has been USD -848.

Retirement accounts

Since my last update, my retirement accounts increased with USD 348 (1.46%), of which USD 1,209 was from contributions , and USD -3,337 was from returns.

Since I started tracking, my total contributions have been USD 11,993, and my total return is USD -398.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 107 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
107/month
(4.0% SWR)
93/month
(3.5% SWR)
80/month
(3.0% SWR)


When can I retire?


FI date


My age

88

I am currently aiming to save/invest approximately USD 1,300 each month.

Assuming an annual return of 1% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 55 years and 6 months, in , and at that time I will be 88 years old.

By that time I will have invested/saved another USD 884,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 333,851


Financial independence forecast