Net worth update per



This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD -66,033 and my FI portfolio increased to USD 35,171


Net worth

USD -66,033

Since the last update on my net worth has increased with USD 3,983 (+ -5.69 %).

FI portfolio

USD 35,171

Since the last update on my FI portfolio has increased with USD 3,022 (+ 9.4 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 2.8% on my way to achive my FIRE target of USD 1,250,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 35,171 FIRE target: USD 1,250,000


2.8%


FI portfolio


My FI portfolio now consists of USD 5,380 (15.3%) in investments, USD 26,672 (75.8%) in retirement accounts, and USD 3,119 (8.9%) in cash.

Investments

Since my last update, my investments increased with USD 292 (5.74%), of which USD -519 was from withdrawals, and USD -690 was from returns.

Since I started tracking, my total contributions have been USD 5,639, and my total return has been USD -848.

Retirement accounts

Since my last update, my retirement accounts increased with USD 2,429 (10.02%), of which USD 1,209 was from contributions , and USD -3,337 was from returns.

Since I started tracking, my total contributions have been USD 11,993, and my total return is USD -398.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 117 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
117/month
(4.0% SWR)
102/month
(3.5% SWR)
87/month
(3.0% SWR)


When can I retire?


FI date


My age

88

I am currently aiming to save/invest approximately USD 1,300 each month.

Assuming an annual return of 1% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 55 years and 5 months, in , and at that time I will be 88 years old.

By that time I will have invested/saved another USD 881,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 333,429


Financial independence forecast