Net worth update per



This is my #7 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD -62,419 and my FI portfolio increased to USD 37,543


Net worth

USD -62,419

Since the last update on my net worth has increased with USD 3,614 (+ -5.47 %).

FI portfolio

USD 37,543

Since the last update on my FI portfolio has increased with USD 2,372 (+ 6.74 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 3.0% on my way to achive my FIRE target of USD 1,250,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 37,543 FIRE target: USD 1,250,000


3.0%


FI portfolio


My FI portfolio now consists of USD 6,224 (16.6%) in investments, USD 28,539 (76.0%) in retirement accounts, and USD 2,780 (7.4%) in cash.

Investments

Since my last update, my investments increased with USD 844 (15.69%), of which USD -519 was from withdrawals, and USD -690 was from returns.

Since I started tracking, my total contributions have been USD 5,639, and my total return has been USD -848.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,867 (7.0%), of which USD 1,209 was from contributions , and USD -3,337 was from returns.

Since I started tracking, my total contributions have been USD 11,993, and my total return is USD -398.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 125 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
125/month
(4.0% SWR)
109/month
(3.5% SWR)
93/month
(3.0% SWR)


When can I retire?


FI date


My age

88

I am currently aiming to save/invest approximately USD 1,300 each month.

Assuming an annual return of 1% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 55 years and 4 months, in , and at that time I will be 88 years old.

By that time I will have invested/saved another USD 878,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 333,657


Financial independence forecast