Net worth update per



This is my #8 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 85,613 and my FI portfolio increased to USD 91,848


Net worth

USD 85,613

Since the last update on my net worth has increased with USD 11,173 (+ 15.01 %).

FI portfolio

USD 91,848

Since the last update on my FI portfolio has increased with USD 10,729 (+ 13.23 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 4.5% on my way to achive my FIRE target of USD 2,028,571. This is 0.5 percentage points closer, compared to the last net worth update.

USD 91,848 FIRE target: USD 2,028,571


4.5%


FI portfolio


My FI portfolio now consists of USD 2,003 (2.2%) in investments, USD 49,773 (54.2%) in retirement accounts, and USD 40,072 (43.6%) in cash.

Investments

Since my last update, my investments increased with USD 248 (14.13%), of which USD 3,241 was from contributions, and USD 136 was from returns.

Since I started tracking, my total contributions have been USD 4,515, and my total return has been USD 7.

Retirement accounts

Since my last update, my retirement accounts increased with USD 7,043 (16.48%), of which USD 1,817 was from contributions , and USD 853 was from returns.

Since I started tracking, my total contributions have been USD 34,787, and my total return is USD 5,282.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 306 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
306/month
(4.0% SWR)
267/month
(3.5% SWR)
229/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately USD 2,289 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,028,571 in 25 years and 10 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another USD 714,168, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,222,555


Financial independence forecast