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Net worth update per



This is garuda50's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 93,000 and my FI portfolio was EUR 54,000.


Net worth

EUR 93,000

FI portfolio

EUR 54,000

I am now 21.6% on my way to achive my FIRE target of EUR 250,000.

EUR 54,000 FIRE target: EUR 250,000


21.6%

FI portfolio


My FI portfolio now consists of EUR 19,000 (35.2%) in investments, and EUR 35,000 (64.8%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 180 for the rest of my life.

Retire today with (EUR)
180/month
(4.0% SWR)
157/month
(3.5% SWR)
135/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately EUR 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 250,000 in 3 years and 7 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 127,400, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 68,600


Financial independence forecast