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Net worth update per



This is raquela's #42 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 141,431 and my FI portfolio increased to CAD 141,431


Net worth

CAD 141,431

Since the last update on my net worth has increased with CAD 2,957 (+ 2.14 %).

FI portfolio

CAD 141,431

Since the last update on my FI portfolio has increased with CAD 2,957 (+ 2.14 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 20.2% on my way to achive my FIRE target of CAD 700,000. This is 0.4 percentage points closer, compared to the last net worth update.

CAD 141,431 FIRE target: CAD 700,000


20.2%


FI portfolio


My FI portfolio now consists of CAD 86,644 (61.3%) in investments, CAD 51,195 (36.2%) in retirement accounts, and CAD 3,592 (2.5%) in cash.

Investments

Since my last update, my investments increased with CAD 2,502 (2.97%).

Since I started tracking, my total contributions have been CAD 3,120, and my total return has been CAD 77,127.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 575 (1.14%).

Since I started tracking, my total contributions have been CAD 429, and my total return is CAD 63,165.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 471 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
471/month
(4.0% SWR)
412/month
(3.5% SWR)
353/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately CAD 1,700 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 700,000 in 9 years and 1 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another CAD 198,900, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 359,669


Financial independence forecast